Digital Wallet

West Central Georgia Bank's consumer Mastercard® debit cards can be used with Apple Pay®, Google Pay™, and Samsung Pay! Add your eligible debit card, then shop in-store, in-app, or online with your mobile device.

How It Works

  • Digital Wallets are made possible by a technology called Near Field Communication (NFC). NFC allows two devices—like your mobile phone and a payments terminal—to talk to each other when they’re close together. These transactions are known as Contactless Payments. 
  • For a Contactless Payment to be successful, you must hold your phone two inches or less from the payment terminal.
  • Just look for one of the below symbols at the payment terminal to see if digital wallet payments are accepted.

 Apple Pay logo

Why You Should Try It

  • Speed is one of the coolest parts of NFC payments. These payments take a fraction of the time of traditional magstripe and chip card transactions.
  • You can conveniently store all your payment card information in one place, so you don't have to carry the cards with you. For some, that could mean no longer carrying a wallet.

What About Security?

  • Are digital wallet payments secure? Digital wallet mobile payments are dynamically encrypted, making them one of the most secure ways to pay.
  • Digital wallet payments also protect your card information by replacing your card number with a second random number known as a token or device account number. This means your card information is not shared with the merchant when you make a purchase.
  • Apple Pay®, Google Pay™, and Samsung Pay transactions are protected and require authentication with Face ID, Touch ID, and your mobile device pass-code. 

How do I add my card to Digital wallet?

  • You can add your card to Apple Pay®, Google Pay™, and Samsung Pay by finding the wallet app installed on your phone. Most wallet apps come pre-installed.
  • Below are some resources from each of the wallets on how to add a card:

Stay Connected - and in Control

With your digital banking suite, you can:

  • Manage your debit card
  • Transfer money to anyone at any time
  • Chat with bank staff for assistance (business hours only)

Digital Banking Suite

Stay Connected - and in Control

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