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Mortgage Loans

We've Got The Key To Your Dreams . . .

When considering your next Home Loan, whether it is to Purchase, Refinance, or obtain Cash-Out to consolidate some bills, come shop with us first.

West Central Georgia Bank offers a wide variety of Home Mortgage products with different terms at competitive rates.

  • Conventional 10, 15, 20, and 30 Year Fixed Rates with low down payments.
  • In-House 3 and 5 Year Adjustable Rates.
  • Construction Loans
  • Home Equity Lines of Credit
  • Home Improvement Loans

Please stop by any of our branches, email us, or call us at 706-647-8951 for more details.


Personal Loans

When the time comes to borrow money, let our friendly loan officers listen and respond with a solution to fit your budget and your needs. We offer an array of loans with competitive rates.

  • Automobile loans
  • Boat loans
  • Loans secured by certificates of deposit
  • Land Purchases
  • Debt Consolidation
  • Vacation loans

For more information email or visit us today.

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Business Loans

West Central Georgia Bank offers loans with competitive rates and terms for all things a business will need to get started or continue to grow. Let our loan officers help you structure a loan that is right for your business.

  • Real estate purchase
  • Inventory, equipment purchases
  • Floor Plans
  • Business expansion

For more information, email or visit us today.

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Student Loans

West Central Georgia Bank, a participant in the Edamerica TEAM program, provides access to low cost student loans. Because tuition costs have been rising faster than the rate of inflation, family incomes have not been able to keep pace. Through the TEAM program, West Central Georgia Bank can assist in exploring grants and scholarships, as well as the loans associated with the Federal Family Educational Loan Program. These loans include the Stafford Subsidized Loan for students who demonstrate financial need; the Stafford Unsubsidized Loan designed for middle and upper income families who cannot qualify for the Subsidized Stafford Loan; the Federal PLUS (Parent Loan for Undergraduate Students) loan available to parents of students; and the Federal Consolidation Loan which allows the combining of student loans into a single loan. Our goal at West Central Georgia Bank is to help today’s students become tomorrow’s leaders. We believe educational loans are an essential service to our community.

As an Edamerica TEAM lender, information brochures can be obtained at any West Central Georgia Bank location. Visit us for more information on this student loan program, or visit the Edamerica site below.

   

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