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Mortgage Loans

We've Got The Key To Your Dreams . . .

When considering your next Home Loan, whether it is to Purchase, Refinance, or obtain Cash-Out to consolidate some bills, come shop with us first.

West Central Georgia Bank offers a wide variety of Home Mortgage products with different terms at competitive rates.

  • Conventional Fixed Rate Loans with low down payments and a variety of terms.
  • In-House Balloon Loans.
  • Construction Loans
  • Home Equity Lines of Credit
  • Home Improvement Loans

Please stop by any of our branches, email us, or call us at 706-647-8951 for more details.


Personal Loans

When the time comes to borrow money, let our friendly loan officers listen and respond with a solution to fit your budget and your needs. We offer an array of loans with competitive rates.

  • Automobile loans
  • Boat loans
  • Loans secured by certificates of deposit
  • Land Purchases
  • Debt Consolidation
  • Vacation loans

For more information email or visit us today.

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Business Loans

West Central Georgia Bank offers loans with competitive rates and terms for all things a business will need to get started or continue to grow. Let our loan officers help you structure a loan that is right for your business.

  • Real estate purchase
  • Inventory, equipment purchases
  • Floor Plans
  • Business expansion

For more information, email or visit us today.

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