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FDIC DEPOSIT INSURANCE

On May 20, 2009 the temporary increase of FDIC deposit insurance coverage from $100,000 to $250,000 was extended through December 31, 2013.

WEST CENTRAL GEORGIA BANK CELEBRATES 35 YEARS

West Central Georgia Bank held its 35th birthday Celebration April 18 and 19, and drawings for prizes were held. From left Julie Peyton and Eddie Rogers congratulate winners. Stanley Ellerbee won a $100 savings bond; Jason Blankenship won a five piece patio set; Mike English won a gas grill; and Sandra Hosley (seated) won a flat screen television.



ANNUAL KIDS DAY CELEBRATION

West Central Georgia Bank held its annual Kids Day Celebration May 9, and drawings for prizes were held. Eddie Rogers and Julie Peyton congratulate winners.

Birth to 4yrs ... Flip & Doodle Easel Desk
Cohen Ivie

5 to 10 yrs ..... Portable DVD
Anna Beth Ivie

11 to 14 yrs ... Digital Camera
Hannah Gonzalez

Also pictured, Cohen and Anna Beth's Mom, Katie Ivie.

ABOUT THE FDIC'S TRANSACTION ACCOUNT GUARANTEE PROGRAM

West Central Georgia Bank has chosen not to participate in the FDIC’s Transaction Account Guarantee Program. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. Under the Transaction Account Guarantee Program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Although West Central Georgia Bank is not participating in this program, our customers with noninterest-bearing transaction accounts will continue to be insured under the FDIC’s general deposit insurance rules.

 

E-mail Claiming to Be From the FDIC
The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC.

The subject line of the e-mail states: “check your Bank Deposit Insurance Coverage.” The e-mail tells recipients that, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets.”

The e-mail then asks recipients to “visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage” (a fraudulent link is provided). It then instructs recipients to “download and open your personal FDIC Insurance File to check your Deposit Insurance Coverage.”

This e-mail and associated Web site are fraudulent. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information, some of which may be used to gain unauthorized access to on-line banking services or to conduct identity theft. The FDIC does not issue unsolicited e-mails to consumers. Financial institutions and consumers should NOT follow the link in the fraudulent e-mail.

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